Freelancer Finance Spreadsheet Kit
See where your money is going without paying for accounting software. One workbook with an income and expense tracker, invoice log, monthly P&L, 12-month cash-flow forecast and a tax set-aside calculator, formulas already wired up.
Built for freelancers, contractors and one-person businesses
- You have income from a few clients and expenses scattered across cards and bank accounts.
- You want one honest view of profit, what clients still owe you, and how many months of runway you have.
- You'd rather own a file than rent another monthly app.
What's inside
Transactions
Income and expense tracker with category dropdowns. Room for 1,000 rows.
Invoices
Invoice log with automatic Paid / Due / Overdue status and total outstanding.
P&L
Monthly profit and loss by category, filled in from your transactions.
Cash Flow
12-month forecast, lowest month, and months of runway.
Tax Set-Aside
Quarterly profit and the amount to put aside at the rate you choose.
Start Here
One-page quick start, colour legend, and the three settings that drive everything.
Every tab comes pre-filled with made-up example data so you can see it work, then you overwrite it with yours. Formulas are unlocked and visible; edit anything.
How delivery works
After checkout you're sent straight to a private download page with one file: Freelancer-Finance-Kit.xlsx. It opens in Excel. In Google Sheets, upload it with File > Import > Upload; we don't ship Google Sheets links, so test with the example data after importing. No account, no waiting.
Free guides
FAQ
Is this tax advice?
No. It's a spreadsheet tool. The tax set-aside rate is a number you enter yourself (it starts at a 25% placeholder); nothing here tells you what you owe. Check your own tax rules or ask a qualified professional.
Does it work in Google Sheets?
Import the file via File > Import > Upload. The formulas use standard functions, but we build and test in Excel format, so check the example data after importing.
Can I edit it?
Yes. Nothing is locked, formulas are visible, and the category lists are yours to change.
Something's wrong with my copy.
Email [email protected].
A spreadsheet tool, not financial, tax or accounting advice. Example data is made up. The tax set-aside rate is a number you enter yourself; nothing here tells you what you owe.